Building a Student Portfolio:
Learning to Invest with Confidence 

By Nash Nithi

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Investing might seem like something reserved for adults with full-time jobs. But the truth is, students can, and should, start early. Learning how to invest while you're still studying is one of the smartest financial moves you can make. It not only helps grow your savings but also builds the confidence and skills needed to take control of your financial future. 

At Veritas University College, students in the Bachelor of Accounting and Finance (Hons) programme, whether on-campus or online, are equipped with the knowledge and tools to start investing wisely and strategically. 

Why Students Should Start Investing Early 

Many students think investing requires a lot of money, but in today’s digital world, you can start with as little as RM50. The goal isn’t to get rich overnight, but to build good financial habits, understand how markets work and learn how to grow your money over time. Even small investments, when managed well, can compound into something much bigger in the future. More importantly, you’ll gain valuable real-life experience that goes hand-in-hand with your academic studies. 

Simple Investment Tips for Beginners 

If you’re just starting out, here are a few basic principles to guide you: 

Start Small and Be Consistent 

Don’t wait until you have thousands to invest. Use apps or platforms that allow small monthly contributions and commit to investing regularly. 

Diversify Your Portfolio 

Spread your investments across different assets like stocks, mutual funds or ETFs. This lowers your risk and protects you from big losses if one investment doesn’t perform well. 

Set Clear Goals 

What are you investing for? A future trip? A car? Saving for a business? Having clear goals will help shape your investment strategy. 

Know the Risks 

All investments carry some level of risk. The key is to educate yourself, understand what you’re investing in and make informed decisions, not emotional ones. 

How Veritas University College Helps You Invest Smarter 

Education is a powerful tool when it comes to investing. That’s where Veritas University College shines. They offer two flexible degree options in Accounting & Finance: 

Bachelor of Accounting & Finance (Conventional) 

This on-campus programme is perfect for students who prefer in-person learning. You'll study subjects like financial analysis, risk management, business law and accounting, skills that directly apply to real-world investing. 

Bachelor of Accounting & Finance (ODL) 

Prefer to learn from home or while working? The Online Distance Learning (ODL) version gives you the same quality education, but with more flexibility. It's great for working adults or students juggling multiple commitments. 

Both programmes equip you with practical knowledge to manage money, evaluate investment and make data-driven decisions, all while gaining a globally recognized qualification. 

Free Tools & Platforms to Practice Investing 

Before jumping into the market, students can try virtual investing platforms like: 

  • Investopedia Stock Simulator: Practice buying and selling shares with fake money. 
  • Robo-advisors: Beginner-friendly tools that automate investing for you. 
  • Malaysian fintech apps: Some local platforms now offer low-fee investments perfect for students. 

These tools allow you to practice your skills, try out strategies and build confidence without risking real money. 

Confidence Comes from Education + Experience 

Investing can feel intimidating at first, but the more you learn and practice, the more confident you become. Understanding how to read financial reports, evaluate market trends and build a smart investment strategy are all things that students at Veritas University College learn throughout their degree. By combining academic theory with practical investing experience, students graduate not only with a degree but with the financial intelligence to make smart decisions in life and business. 

Start Now, Thank Yourself Later 

The best time to start investing is now, even if it’s just a small amount. With the right mindset, tools and education, you can begin your journey toward financial freedom today. 

And with programmes like the Bachelor of Accounting & Finance at Veritas University College, you don’t have to do it alone. You’ll learn from industry experts, access real-world case studies and gain the confidence to invest wisely and successfully. 

References 

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